An insurance company has just refused to insure where I live. They explained that this was because they deemed me to be a “high net worth individual“. I found this extremely amusing!
Filling out their form I had listed my career as ‘Author‘. This seemed a wiser choice when applying for insurance than calling myself something like an ‘Adventurer‘. The insurance company then Googled me to check up on me. What they found online persuaded them that I was a high net worth individual (HNWI) which, according to Wikipedia, means that I am worth at least $1,000,000. Flattering indeed! So the company were a bit confused that the only valuable items I claimed to own were a computer, mountain bike, a camera, and a packraft!
They clearly did not delve very deeply into this blog. Had they done so I hope that they might have been interested by items such as these:
– Doing an expedition fuelled on ketchup sandwiches
– How to walk across India for £500
Anyway, must dash. Time for caviar methinks.
Spend the money wisely!!
By saying you only own a computer,a packraft,a camera and a mountain bike.Doesn’t that make them liable to pay you only a little in case something happens(which is a good thing for them)?Why would they refuse?Don’t get it. 0o
I’m impressed, your insurance company obviously puts a high price on experience, and values the immaterial elements of your life- they’re not bogged down with narrow-minded considerations of personal wealth as only including things that can be bought, borrowed, or stolen 🙂